![]() Trust me when I say we generally know who we're about to speak to and how the call will likely go by seeing your history before the call is even connected. Youll need to provide documentation to verify their identity, your identity and your ability to act on their behalf. People often don't realize the amount of documentation that exists on routine customer accounts for all sorts of things. A security freeze is one tool you can use to restrict access to your minor dependents credit reports. If your account was documented to ONLY allow PIN users to make changes and their rep blindly followed their usual script resulting identity theft/damages, you'd have them on the hook for it. You can also usually include special instructions on accounts like these to where you specify what YOU want to be used for authorization. They may view the PIN as more of an online convenience but less secure than say knowing who financed some car you owned in 2005. LendingTree will share your information with their network of. Equifax and the Equifax marks used herein are trademarks. ![]() Equifax does not receive or use any other information you provide about your request. Privacy Policy Terms of Use Ad Choices Copyright 2024 Equifax Inc. Various levels of identity confirmation usually allow different levels of authorization. You can place a security freeze on your Equifax credit report, request a fraud alert or request an active duty alert without creating a myEquifax account. There are generally lots of different scenarios in circumstances like this. Hey! Randomly useful call center rep experience here. Here, please treat others with respect, stay on-topic, and avoid self-promotion.Īlways do your own research before acting on any information or advice that you read on Reddit. Get your financial house in order, learn how to better manage your money, and invest for your future. ![]() Banking Megathread: FDIC, NCUA, and your cash.Private communication is not safe on Reddit. Scam alert: Ignore any private messages or chat requests. To place a security freeze on the Equifax credit report of a minor (under the age of 16), you will need to submit proof of their identity, along with yours, and proof that you are their authorized representative. ![]()
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